Ramsey Avery will be the production designer and has previously worked on the Marvel films, Guardians of the Galaxy: Vol. Kramer Morgenthau will be the cinematographer, and Gersha Phillips will be the costume designer alongside MCU favorite Ramsey Avery. The latest toy leak for The Falcon and The Winter Soldier shows what is supposedly packaging and the toy for Sam Wilsons Captain America. The Falcon and the Winter Soldier scribe Malcolm Spellman and Dalan Musson will pen the script. The season finale of The Falcon and the Winter Soldier arrives tomorrow, but a leaked promo and some screenshots from it (see below) have given us our first taste of Sam Wilson’s Captain America. Onah would later emphasize that the action in Brave New World will be "grounded" and "tactile." The film will probably be more like Captain America: The Winter Soldier or even the Scarlet Johannson-led film, Black Widow. Karli Morgenthau’s planned attack on a GRC conference in New York City forced the duo back into action and forced Sam to suit up with an un-revealed new set of armor. "I’m really excited to see this man go from a counselor, as an ex-Army vet, to a Falcon, to Captain America, and bring that set of experiences and that point of view into the decision-making that one has to make, as this incredibly powerful character in the MCU." Julius Onah, who previously directed films such as Luce and The Cloverfield Paradox, is directing the film.
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Beautiful gradient nail art design is elegant to look and easy to make. Find inspiration for your holiday nails, below, with. purple snowflakes made on the white base makes it look gorgeous. However, I still like plain paper and scissors, since those are. I used dark purple as my back ground color and I used g. Whether you like simplistic designs or cut in six parts. But what about making your snow nails look more extraordinary than ever? We suggest you try out the combo of a white base and spicy red snowflakes. See more ideas about nail art, snowflake nails, christmas nails. Draw slightly curved lines coming out your favorite pink nail lacquers. Snowflake Nail Art Simple Snowflake Nail Art Time to get inspired by the festive season and paint your nails with vibrant colors and detailed designs. From easy and simple to fun and colorful, we’ve collected 51 stunning nail designs for your toes. Baby Blue Toe Nail Design Baby blue is a light color that is associated with calmness and tranquility. Candy Toe Nail Art For Christmas Nail Art. Find unique places to stay with local hosts in 191 countries. Pink Gradient + White Outlines Pick favorites are: Sweater Nails:Try adding snowflakes to your sweater nails manicure. Intricate Silver Snowflakes Nail Design Image Credit: Nailpolis 30. Start free handing a snowflake on your nails with scores of nail colors and glitters to rock the holiday nail fashion circuit this year. 50+ Beautiful From easy and simple to fun and colorful, we’ve collected 51 stunning nail designs for your toes. Ombre Nails:I love snowflakes on ombre nails. Here is a tutorial for a snowflake nail art pedicure and how you can easily achieve this look as a beginner. Ombre Nails: I love snowflakes on ombre nails. Nail Art Nail Designs Winter Nails Holiday Nails Snowflake Nail Art Snowflakes Just Pretend Original Artists Christmas Nails and then dip your dotting tool in red nail polish then into a pattern on your nails. Flaunt your gorgeous toenails with this popular base color and pretty toenail design. They look even more exquisite on the toenails. Types Of Snowflake Nail Designs: There are lots of lace, snowflake, and much more. Snowflakes melt quickly and are therefore also a symbol of life and how fleeting it is. For a pared-back nail art design, opt for white snowflakes on top of a neutral pink base and finish with a glossy topcoat. Now, go ahead and phone your favorite nail technician. See more ideas about nail designs, nail art, pretty nails. Against a normal nude nail background, a single bit of color like this can really make them pop. 31 Snowflake Nail Designs That Don’t Go out of Style. You can adapt this design to any length and shape you wish but it would work better with longer nails. From minimal dots and glitters simply inspired by. Take a look at these 35 Winter Wonder Snowflake Nails and be amazed! 35. Here is a tutorial for a snowflake nail Explained. Shells and Gems Toe Nail Art Inspiration 10. Snowflakes always make a great design for your toes. See More: Simple Snowflake Nail Art Ladybug Toe Nail Design: Ladybugs, often considered a symbol of good luck, is commonly seen in all Today I'm teaching you how to draw this super easy snowflake nail art design FREEHAND! Trust me, this requires zero artistic skill, it's all about. Types Of Snowflake Nail Designs: There are lots of different super cute designs when you’re putting snowflakes on nails. Create the gradient with three shade of blue and a sponge. French Tip in Burgundy Instead of a traditional white French tip, opt for a beige or nude nail and line the edges with plain fleeting it is. Repeat steps 3-6 with the rest of the nails. Acrylic Nails for Little draw this super easy snowflake nail art design FREEHAND! Trust me, this requires zero artistic skill, it's all about. Pink and Blue Glitter Design Add a little sparkle to your look with some pink and blue glitter on your toes. Hello WORLD!Toes art tutorial easy way on how to paint a snowflake. blue and nude gradient nails, metallic aquamarine bookends, and a single snowflake-clad accent nail. Simple but Breathtakingly Beautiful Toes 6. Apply blue glitter polish over the drawings with a sponge. Snowflake Toe Nail Design how to draw this super easy snowflake nail art design FREEHAND! Trust me, this requires zero artistic skill, it's all about. These are also summarized in the table below. Three additional blotting procedures are termed Southwestern, Eastern, and Far-Eastern. There are three main types of blotting procedures that those in the field should be familiar with: Southern, Northern, and Western. To isolate and identify desire gene of interest.“Blotting,” in relation to molecular diagnostics, is a term that refers to the process of detecting the presence and quantity of DNA, RNA, or protein in cells.Used for paternity testing, criminal identification, victim identification.DNA finger printing is an example of southern blotting.Southern blotting technique is used to detect DNA in given sample.The membrane bound DNA labelled with probe can be visualized under autoradiogram which give pattern of bands. The probe bind with complementary DNA on the membrane since all other non-specific binding site on the membrane has been blocked by BSA or casein.The labelled probe contains the complementary sequences to the gene of interest.The DNA bound to membrane is then treated with labelled probe.Denaturation: Treating with HCl and NaOH.Gel electrophoresis: SDS gel electrophoresis. Restriction digest: by RE enzyme and amplification by PCR.The probes are labeled with a marker so that they can be detected after hybridization. A hybridization probe is a short (100-500bp), single stranded DNA.Separated DNA fragments after transferring on nylon membrane, the desired DNA is detected using specific DNA probe that is complementary to the desired DNA. Basically, the DNA fragments are separated on the basis of size and charge during electrophoresis.This technique is based on the principle of separation of DNA fragments by gel electrophoresis and identified by labelled probe hybridization. Southern blotting is a hybridization technique for identification of particular size of DNA from the mixture of other similar molecules. Southern blotting is an example of RFLP (restriction fragment length polymorphism). You need to feel empowered to politely remind those working with you about the precise nature of your job (whichever position you’ve been hired for) this helps minimize mistakes of others assuming you’re tasked with duties that aren’t yours.īecause the distinction between DIT and Digital Loader is not particularly enforced in non-union production environments, it makes for an on-going issue of identity crisis for professional DITs, who often find themselves needing to diplomatically set the record straight as it relates to their career, and quite often discover that they are hired to just perform the duties of a Digital Loader. I’m not trying to be a DIT gatekeeper, but words have meaning and the distinction between DIT and Digital Loader is significant. This is dangerous, and the consolidation of jobs is frowned upon in the industry as it increases liability and undermines the importance and proper procedure to securing media. Some productions try to get away without hiring a Digital Loader, and entrust a Production Assistant to handle the cards. In other words, if you are strictly backing up footage on set without integrating yourself into the overall camera workflow from set to post, making transcodes, or supervising and modifying color on set, then you are working as a Digital Loader (not a DIT).įun fact: The word ‘Loader’ (or ‘Clapper Loader’ outside of U.S), is a carryover term from the film days, where he or she would be physically responsible for loading film reels in and out of the camera. “The DIT is the camera department crew member who works in collaboration with the cinematographer on workflow, systemization, camera settings, signal integrity and image manipulation to achieve the highest image quality and creative goals of cinematography in the digital realm.”Ī Digital Loader, also commonly referred to as a Media Manager/Data Manager/Media Wrangler, only performs a subset of a DIT’s broader duties and strictly manages downloading video from camera cards (or ‘magazines’). One of the many core responsibilities of a DIT is to manage, secure, and verify all data coming through the set but that’s not the only responsibility of a DIT: It’s a fairly new position in production and it’s constantly evolving and devolving as quickly as the technology of film production changes. The Digital Imaging Technician (DIT) is one of the most misunderstood roles in the film industry, and there’s a pretty good reason why for that – the wants, needs, and responsibilities of a DIT is deeply rooted and involved in the technology of the modern-day video production. Before we dive into the software and tools itself, it’s important for us to stop for a moment and examine some context and properly define a few key terms first. DITs are traditionally born from within the camera department, first starting out as experienced Camera Assistants, but with the recent dramatic change across the film landscape, the cost of entry for DITs is now as low and accessible than ever. Welcome to my new series on Pomfort’s Silverstack! I’m super excited to be able to talk about what color and data management looks like on-set. You can read more about Ryan on our About Us page. Team Mixing Light Note: This is the first Insight from DIT Ryan Nguyen C.S.I.! Please feel free to welcome Ryan by saying hello to him in the comments! This is the first of what we hope will be many Insights, where he shares his experiences and tips – to further the craft for all of us. I have updated the release (which now is 5.1.9.1) with this repaired, again available from the downloadpage.Tutorials / Learning Silverstack / Learning Silverstack Part 1 – A Primer Seriesĭay 2: 24 Insights in 24 Days 2018 New Year Marathon The stack seemed to stay green completely suggesting that only the G image was used.
We often use orange for life rafts, life buoys, life jackets, traffic cones, signs, as well as warnings for danger to make them more visible. The Golden Gate Bridge was painted orange to make it more visible in the fog. Today's clowns regularly wear wigs and clothes of orange color.Īs mentioned before, since orange is quite a visible color, it's become the color of visibility and warning. Bacchus, the Greek god of wine, ecstasy, and ritual madness was often depicted in orange. In Europe and America, orange and yellow represented entertainment, frivolity, and amusement. The Buddha himself defined that the robes to be worn by monks must be saffron colors which represented illumination, the highest state of perfection. The divinity Krishna's robes were often depicted as yellow or saffron. In Buddhism and Hinduism, orange/saffron was also associated with the divine. Sice yellow represented light, nobility, and perfection while red stood for fire, power, and happiness, combining both would produce orange which represented transformation. This stems from their belief that existence was governed by yang and yin. To the followers of Confucianism in ancient China and India, orange stood for transformation. With such a long history of use by humankind, it isn't surprising that we give the color orange various symbolic meanings and associations. The color has also gained significance in various religious and political organizations. Also around this time, orange became an important color to impressionists who knew that, based on their study of color theory, orange placed next to azure made both colors brighter.įrom the 20th century up to this day, orange is used for objects and articles of clothing that require high visibility. In the 18th century, orange was sometimes used to depict the robes of the goddess of fruitful abundance, Pomona, who got her name from the Latin word for fruit. The color and name "orange" was also adopted by the royal House of Orange-Nassau, one of the most influential royal houses in Europe, which caused the color to also be linked to Protestantism. The color was simply called "yellow-red" until the late 15th century and early 16th when Portuguese merchants brought the first orange trees from Asia to Europe along with the fruit's various names, which included "orange" in English. If you've noticed, the color orange has been around for a long time but it wasn't called "orange" yet. Because of its yellow-orange color, alchemists in the West and China used orpiment in their attempt to create gold. The color orange was also used in Medieval times to color manuscripts.Īpart from realgar and carnelians, a mineral known as orpiment was also used to produce orange pigment in ancient times. The ancient Indians used orange carnelians extensively in their handicrafts. The ancient Egyptians used a mineral pigment called realgar to paint tombs and other objects. Humankind's use of the color orange dates back to ancient Egypt, ancient India, and ancient China. This article aims to help you do just that. Talking about the taste, Apricot is smooth and sweet in taste and Tangerine is sweet-sour.Humankind has used orange paint and pigments since ancient times but the color only got its modern name in the late 15th to early 16th centuries.Īs an artist, it's important to understand this energetic color, how it's used in the past until today, what it means and the different emotions it evokes, as well as its different shades, and how to produce them. The shape of Apricot and Tangerine is Oval and Round respecitely. The varieties of Apricot are Gold Cot, Tilton, Wenatchee, Goldbar, Gold Kist, Tomcot, Harcot, Brittany Gold, Harglow, Hunza, Moorpark, Patterson and Royal Rosa whereas the varieties of Tangerine are Clementine, Dancy, King Mandarin, Murcott, Ponkan, Robinson, Satsuma and Sunburst. Due to advancements and development in the field of horticulture science, it is possible to get many varieties of Apricot and Tangerine. Apricot and Tangerine VarietiesĪpricot and Tangerine varieties form an important part of Apricot vs Tangerine characteristics. Apricot originated in China while Tangerine originated in South-Eastern Asia. Get Apricot vs Tangerine characteristics comparison of the basis of properties like their taste, texture, color, size, seasonal availability and much more! Apricot belongs to Tree Fruit category whereas Tangerine belongs to Citrus category. Apricot is found in shades of orange and yellowish-orange and Tangerine is found in shades of orange. Therefore, color can considered as an important factor of Apricot and Tangerine Information. Color of a fruit helps in determining its nutrient content and hence, its nutritional value. It is necessary to call: analogReadResolution(12) to get sensible analog pin readings off the board. Beginner Electronics In this tutorial, you will learn how to enable the SPI interface on the Raspberry Pi. The connection table is shown below You can also use the circuit diagram below for reference. So we can directly connect the LoRa module with the Raspberry Pi. The Raspberry pi also operates in 3.3V logic level and also has in-built SPI port and 3.3V regulator. That one generates all the clock signals, and dictates the timing to everything else. With SPI one device, and one device only, is the master. You would be much better off working with normal RS232. More importantly though (burying the lede), reading analog pin data using "analogRead()" in "2.0 Beta", by default, masks off the top two, most significant, bits (returning 10 bits instead of 12). The SX1278 is a 16-pin Lora module that communicates using SPI on 3.3V Logic. system March 15, 2013, 10:25am 2 SPI is not really geared towards bi-directional asynchronous communication like this. In more detail: #if defined(RASPBERRY_PICO) /* printf macro messes up one-line if statements (with no section brackets) that use an else. Do a SPI transfer to the opened SPI device. To communicate with ADCx do the following. Connect the Relay module(or LED module) to your Pi as. This tutorial will walk you through getting the I2C and SPI interfaces of your Raspberry Pi working. The Pi Wedge helps access the I2C and SPI signals. These include atmospheric sensors, EEPROMS, and several types of display. This should allow for as many SPI devices as you have CE lines 2 on the Pi. Plug the Pi Meet Arduino shield to the Raspberry Pi B, Which connected with the power and Ethernet. There are many peripherals that can be added to a microprocessor over the I2C and SPI serial interfaces. Note, nothing should be connected to CE0. Does this news imply an update to the Arduino IDEs Raspberry Pi GPIO. Open the SPI device associated with CE0 (/dev/spidev0.0). Initialise each of G1 to G8 as a high output. "Community Project" implements VA_OPT(,) where "2.0 Beta" uses # VA_ARGS (gcc cludge). Connect the other SPI signals (MISO/MOSI/SCLK) in parallel to the ADCs as normal. It mostly worked, noting that varargs is treated differently within the two different ARM C compilers. Onboard voltage translator, compatible with 3.3V/5V MCUs Comes with development resources and manual (examples for Raspberry Pi/Jetson Nano/Arduino/STM32) Specifications Operating voltage: 3.3V~5V Interface: SPI Outline dimension: 170.2mm × 111.2mm Display size: 163.2mm × 97.92mm Dot pitch: 0.255 × 0.255 Resolution: 640 × 384 Display color: black, white Grey level: 2 Full refresh time: 6s Refresh power: 38mW(typ.) Standby power: 170° Package Contains 7.5inch e-Paper x1 e-Paper Driver HAT x1 RPi screws pack (2pcs) x1 PH2.0 20cm 8Pin x1 Note: below is the raw display : For more details you need to know, pls firstly send me message via Amazon, I will then send attached link including User Guide for you, thank you for patience.I ported one of my "Community Project" Arduino IDE Raspberry Pico (RP2040) sketches to the Official (2.0 Beta), MacOSX-hosted Arduino IDE. SPI 2, or Serial Peripheral Interface, is a cousin of the I2C protocol, that thing Martin. Features No backlight, keeps displaying last content for a long time even when power down Ultra low power consumption, basically power is only required for refreshing Compatible with Raspberry Pi Zero/Zero W/Zero WH/2B/3B/3B+, Jetson Nano SPI interface, for connecting with other controller boards like Raspberry/Arduino/Nucleo, etc. Even the most basic Arduino, the UNO, has seven analog pins. Introduction to SPI on Arduino Advantages and Disadvantages of using SPI Related SPI Arduino UART, SPI, I2C Pins on Arduino Boards Examples Before we start, you may be wondering, where are the UART, SPI and I2C Pins on the different Arduino boards since they are onboard peripherals. Due to the advantages like ultra low power consumption, wide viewing angle, great effect under sunlight, it is an ideal choice for applications such as shelf label, industrial instrument, and so on. Then you’ll see how to setup your hardware and software, and we’ll dive into the Python code (Cpp for Arduino). First, I’ll quickly explain what is Serial communication. Overview This is an E-Ink display HAT for Raspberry Pi, 7.5inch, 640x384 resolution, with embedded controller, communicating via SPI interface. This tutorial presents a basic framework for Raspberry Pi to Arduino communication and control using SPI - the Serial Peripheral Interface bus. In this tutorial I’ll show you how to communicate between a Raspberry Pi and an Arduino board via Serial communication. A wall thermostat can control the flame size-and therefore heat output-to maintain a specific temperature setting in the room.
Discriminant validity of the Hospital Anxiety and Depression Scale, Beck Depression Inventory (II) and Beck Anxiety Inventory to confirmed clinical diagnosis of depression and anxiety in patients with chronic obstructive pulmonary disease. Reliability and Validity of the Beck Depression Inventory-II among Korean Adolescents. Lee EH, Lee SJ, Hwang ST, Hong SH, Kim JH. Psychometric properties of the Beck Depression Inventory-II: a comprehensive review. Cross-cultural examination of measurement invariance of the Beck Depression Inventory-II. His anxiety maysignificantly interfere with information-processing functions and result in poorly planned responses toenvironmental pressures. doi:10.1037/pas0000275ĭere J, Watters CA, Yu SC, Bagby RM, Ryder AG, Harkness KL. 40 30 20 10 0 Raw Score: 41 Score (Plotted): 109 Percentile Rank: Diagnostic Range: 99.8 Severe INTERPRETATION The client expresses a high level of symptomatology associated with anxiety. Or not? Lack of unidimensionality and longitudinal measurement invariance in four common rating scales of depression. doi:10.1177/1352458520921073įried EI, van Borkulo CD, Epskamp S, Schoevers RA, Tuerlinckx F, Borsboom D. Predicting self-reported depression after the onset of multiple sclerosis using genetic and non-genetic factors. A comparison of self-report and clinical diagnostic interviews for depression: diagnostic interview schedule and schedules for clinical assessment in neuropsychiatry in the Baltimore epidemiologic catchment area follow-up. Similar reliabilities have been found for the 13-item short form (Groth-Marnat, 1990). PMID: 32962793 PMCID: PMC7681155.Įaton WW, Neufeld K, Chen LS, Cai G. Internal consistency for the BDI ranges from. Trends in (not) using scales in major depression: A categorization and clinical orientation. Neurovegetative symptom subtypes in young people with major depressive disorder and their structural brain correlates. Toenders YJ, Schmaal L, Harrison BJ, Dinga R, Berk M, Davey CG. Measures of depression and depressive symptoms: Beck Depression Inventory-II (BDI-II), Center for Epidemiologic Studies Depression Scale (CES-D), Geriatric Depression Scale (GDS), Hospital Anxiety and Depression Scale (HADS), and Patient Health Questionnaire-9 (PHQ-9). State-Trait Anxiety Inventory (STAI), Beck Anxiety Inventory (BAI), and Hospital Anxiety and Depression Scale-Anxiety (HADS-A) LAURA J. However, there is preliminary evidence that the BAI may perform uniquely in veteran samples, emphasizing the need for a comprehensive investigation of the BAI in this. Beck AT, Ward CH, Mendelson M, Mock J, Erbaugh J. The Beck Anxiety Inventory (BAI) is widely used within the Veterans Health Administration (VHA), both as an assessment tool and as a part of measurement-based care practices. Remembering that the ProMaster is a commercial van, you’ll see the cockpit is designed for lots of easy in and out as well as storage spaces that contractors would appreciate. In other words, it’s easy to drive and offers a relaxing travel environment. The driving position is elevated, surrounded by glass, a sharply dropping nose and excellent mirrors with clear sight lines down the flat sides of the unit. The powertrain is the long serving 3.6L V6 engine that makes 280 hp and 260 lb-ft of torque working with a six-speed automatic transmission. It drives confidently with a minimum of lean and even has a sharp 36-foot turning diameter. This one-ton (3500 XT window van) chassis is ample support for the weight of the up-build. Without the driveshaft running to the rear, holding tanks, electrical components, and LP systems can be better secured under the van. With its low floor and hi-roof, it offers a large, solid envelope for companies like Thor to build in – not cut up and re-build. It’s unique being a front-wheel drive unit and as such, offers the lowest floor height among the commercial builders. The Ram ProMaster is a commercial van that has been on the market for several years now. So, let’s look at the chassis that supports it all. What they are good for is road-tripping and (as has been the theme this summer in the time of COVID) they keep you separate and safe. They don’t lend themselves to families, and they are not for long-stay camping. So, right off the hop, Camper Vans are not for everyone. (Be sure to click on the link to see the review of the Thor Sequence Stephen shot). Yes, Stephen, you were right then and you are still right today – even though you are 30 and we now do video reviews of RVs. I was making notes inside and Stephen was wandering through the van when he stated “Dad, this is a go-somewhere RV – not a stay-somewhere RV – right?” I remember looking at him thinking, “out of the mouths of babes”. That fact was impressed on me over 20 years ago when I took my then 10-year old son, Stephen, along with me on a Class B test. The Class B motorhome, or Camper Van, is rather unique among recreational vehicles. The table below shows how the size of your down payment will affect your monthly mortgage payment. One common exemption includes, VA loans, which don’t require down payments, and FHA loans often allow as low as a 3% down payment (but do come with a version of mortgage insurance).Īdditionally, some lenders have programs offering mortgages with down payments as low as 3% to 5%. Many mortgage lenders generally expect a 20% down payment for a conventional loan with no private mortgage insurance (PMI). Next, divide by your monthly, pre-tax income. To calculate your DTI, add all your monthly debt payments, such as credit card debt, student loans, alimony or child support, auto loans and projected mortgage payments. Here’s the formula for calculating your DTI:ĭTI = Total Monthly Debt Payments ÷ Gross Monthly Income x 100 The higher the ratio, the less likely it is that you can afford the mortgage. This ratio helps your lender understand your financial capacity to pay your mortgage each month. This rule says that your mortgage payment shouldn’t go over 28% of your monthly pre-tax income and 36% of your total debt. One of the rules you may hear as a homebuyer is the 28/36 rule or the debt-to-income (DTI) rule. Home price, the first input for our calculator, is based on your income, monthly debt payment, credit score and down payment savings. Here’s a breakdown with an explanation of each factor and how it influences your payment. SmartAsset’s mortgage payment calculator considers four factors - your home price, down payment, mortgage interest rate and loan type - to estimate how much you will pay each month. Factors That Determine Your Mortgage Payment The numbers can always be adjusted later.įor a more detailed monthly payment calculation, click the dropdown for “Taxes, Insurance & HOA Fees.” Here, you can fill out the home location, annual property taxes, annual homeowners insurance and monthly HOA or condo fees, if applicable. Don’t worry if you don’t have exact numbers to work with - use your best guess. In the dropdown box, choose your loan term. There are three fields to fill in: home price, down payment and mortgage interest rate. The first step to determining what you’ll pay each month is providing background information about your prospective home and mortgage. N = Number of Monthly Payments for 30-Year Mortgage (30 * 12 = 360, etc.) How SmartAsset's Mortgage Payment Calculator Works P = Principal Amount (initial loan balance) Mortgage Payment Formulaįor those who want to know the math that goes into calculating a mortgage payment, we use the following formula to determine a monthly estimate: To find a financial advisor who serves your area, try our free online matching tool. You can also try our home affordability calculator if you’re not sure how much money you should budget for a new home.Ī financial advisor can aid you in planning for the purchase of a home. You can adjust the home price, down payment and mortgage terms to see how your monthly payment will change. SmartAsset’s mortgage calculator estimates your monthly mortgage payment, including your loan's principal, interest, taxes, homeowners insurance and private mortgage insurance (PMI). |
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